Here’s Why 2026 Could Be the Perfect Year for Seniors to Do Roth IRA Conversions
Roth IRA conversions are a great way to shield your retirement savings from future taxes. But to do this, you have to pay taxes on the converted funds today. This...
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Need Cash ASAP? 4 Pros and 4 Cons of Taking a 401(k) Loan.
You're not alone if you're hurting for cash right now. Rising inflation has left many people scrambling to redo their budgets to stay on top of their bills. But sometimes,...
Worried About What Your 2026 RMD Will Do to Your Tax Bill? Consider Doing This Instead.
We think of our retirement savings as our money, but it's usually not wholly within our control. The IRS limits your access to these funds while you're under 59 1/2,...
You’re Probably Withdrawing From Your Retirement Savings All Wrong. Here’s How to Fix It.
One of the biggest fears retirees commonly face is running out of money. After decades of saving and investing, the last thing anyone wants is to watch their retirement savings...
The Social Security Benefit Boost Most Americans Never Think About
One of the most overlooked methods of increasing a Social Security benefit involves working longer at the tail end of your career if you've increased your earnings over time.
It’s Not Just Part B: Here’s How Medicare Could Cost You More in 2026
At the end of 2025, the Social Security Administration announced that benefits would be getting a 2.8% cost-of-living adjustment. But that didn't give retirees much to celebrate. That's because they...
Retirement Under Pressure: How to Safeguard Your Assets From Inflation’s Bite
Like many nearing retirement age, I find myself concerned about finances. My primary fear is this: What happens if inflation rises at an unprecedented rate and the market crashes, cutting...
Claiming Social Security at 62 Doesn’t Just Cost You Now. It Could Affect Your Future Cost-of-Living Adjustments (COLAs), Too.
The upside of claiming Social Security at 62 is obvious: You'll get the most checks possible. For some, those benefits could be the help they need to finally retire or...
3 Reasons You May Not Want a Large 2027 Social Security Cost-of-Living Adjustment (COLA)
Ask any Social Security beneficiary whether they want a large or small cost-of-living adjustment (COLA) in 2027, and nearly all of them will say they want the biggest benefit boost...
4 Realistic Ways to Build Your Net Worth While Inflation Rages
The older I get, the more value I find in gaining a historical perspective before spiraling. For example, as troubling as I find the current rate of inflation, I'm trying...
3 Ways President Trump Is Reshaping Social Security
President Donald Trump promised to eliminate taxes on Social Security. And although he did not change the tax rules directly related to benefits, he did introduce a tax deduction that...
Claiming Social Security in June? 3 Things You Must Do First
Filing for Social Security is a major milestone. And after many years of paying into the program, you deserve to start collecting those monthly benefits.
Your 401(k) Default Fund Could Quietly Be Costing You Thousands of Dollars
David Dierking has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.
4 Ways You Could Accidentally Reduce Your Social Security Income
If you rely on Social Security as many seniors do, you don't want to suddenly be surprised by the fact that your benefits are smaller. Unfortunately, this can and does...
The 401(k) Move You’ll Almost Certainly Regret Skipping
A 401(k) is a must-have for most retirement savers. It makes it easy to defer money from your paychecks, and it offers a variety of funds you can choose from....
Social Security Is Just 6 Years Away From Possible Benefit Cuts. Does It Even Make Sense to Delay Your Application to Try for Bigger Checks?
Social Security is just six years away from a potential benefit cut of 28%, according to recent research from the Congressional Budget Office (CBO). This is understandably worrying, especially if...
How Today’s Higher Gas Prices Could Lead to a Larger 2027 Social Security Cost-of-Living Adjustment (COLA)
Heading to the gas station has gotten a lot more painful over the last few months, with the current national average sitting at $4.459 per gallon, up from $3.174 a...
Claiming Social Security at 62? 4 Ways You Can Still Increase Your Future Benefits.
You decided to apply for Social Security as soon as you turned 62. While you're happy to have the monthly checks coming in, you're less thrilled about having shrunk your...