What to Do If Your Retirement Savings Aren’t Where They Should Be at 55
Turning 55 can be a wake-up call for retirement savers. You're only seven years from being eligible for Social Security (albeit at a reduced rate) and you're 10 years away...
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Make These Moves Today to Prevent Inflation From Crushing Your Fixed Income
The annual inflation rate currently stands at 3.8%, which means your money is worth 3.8% less than it was this time last year. And when you're living on a fixed...
Here’s How Much the Estimated 2027 Social Security COLA Could Add to the Average 62-Year-Old’s Benefit
You signed up for Social Security this year, and you're already feeling the pinch from rising inflation. Your checks may not go as far as you expected, forcing you to...
President Trump Says These New Retirement Accounts Could Make Low-Income Savers “Rich.” Is He Right?
You work hard and save what you can, but when it comes to retirement planning, you aren't alone if you feel like you're barely making progress toward your goals. Living...
No 401(k), No Problem? Inside the Growing Movement to Help Savers Without Access to Workplace Retirement Plans
Saving enough for retirement is a challenge for most people these days, but if you don't have access to a 401(k) through your employer, it can feel nearly impossible. You'll...
What to Do With Your 401(k) If You’re 10 Years From Retiring
If you're a decade away from retirement, you're at a critical point in your savings journey. You still have plenty of time for your investments to grow. But you're also...
The Retirement Question More Social Security Retirees Should Be Asking
Before you retire, it's important to find out whether you will owe taxes on your Social Security checks. While this question may not be on your radar, it should be....
How to Boost Your Social Security Benefit Before You File in 2027
Ideally, you'll manage to kick off retirement with a nice amount of money in an IRA or 401(k). But even if you're someone with a fairly large retirement account balance,...
The Surprising Reason Claiming Social Security at 62 Isn’t Worth It for Some Seniors
You claim Social Security at 62 because you want the most checks possible. It might be the last piece of the financial puzzle that enables you to retire. Or it...
Here’s How the 2027 Social Security COLA Is Projected to Stack Up to the Past 51 Years of COLAs
Social Security is slated for an above-average cost-of-living adjustment (COLA) in 2027, according to some estimates, which would be good news for seniors struggling with rising inflation. But "above-average" doesn't...
Here’s What the Estimated 2027 Social Security COLA Could Do to Average Retirement, Spousal, Survivor, and Disability Benefits
With inflation driving up the cost of goods, it's only natural to feel a little anxious about how you'll cover your bills over the next few months. This is especially...
How to Find Out If Your Social Security Benefit Is as High as It Should Be
You work hard throughout your career so you can receive the largest possible Social Security benefits. You've carefully chosen your claiming age to maximize your lifetime payout. You've handled everything...
The Secret Reason You Might End Up Hating Retirement (It’s Not a Lack of Money)
Many workers spend decades imagining retirement as the ultimate reward -- no more daily alarm clock, no stressful commute, and complete freedom over how to spend your waking hours. But...
Want the Maximum Social Security Benefit? Here Are the 2 Boxes You’ll Need to Check.
Social Security is a staple for retirees, but the role it plays in their retirement finances varies widely because benefits vary widely. As of April, the average retired worker benefit...
How to Manage RMDs and Roth Conversions in the Same Year
You're dreading your 2026 required minimum distribution (RMD) because you know it's going to inflate your tax bill. But skipping it won't do you any good. Then, you'd face a...
How to Avoid Running Out of Money When You Retire With $1.5 Million
As always, The Motley Fool cannot and does not provide personalized investing or financial advice. This information is for informational and educational purposes only and is not a substitute for...
This Is the Social Security Filing Age With the Biggest Monthly Checks
Did you know that the maximum Social Security benefit varies dramatically based on when you claim benefits? You have a choice to start your retirement checks as young as 62,...
3 Reasons to Consider Working After Claiming Social Security
For many people, claiming Social Security is synonymous with retiring and bringing a long career to an end. And after spending decades in the labor force, it's natural to reach...